What We Do
Halcyon Wealth Advisers deliver a holistic analysis of your financial position. Working as a team, we partner with you to drive your financial ambitions with market insight, strategic guidance, financial planning, investment selection and administrative support. We employ a unique blend of financial advice and investment management to realise your financial potential.
Financial Planning – Our Process
The advice we provide comes from a proven planning process. This ensures that you receive advice that applies directly to your circumstances. Halcyon delivers this advice by the following process:
Superannuation is the major structure through which employees will accumulate wealth.
Halcyon Wealth Advisers have access to leading superannuation providers and industry experts, and are able to guide you through the complexities of superannuation and to work with you in selecting the most effective superannuation arrangement for your individual business’ needs. We are committed to providing a holistic service offering benefits to the client business both directly and through the goodwill generated by the provision of benefits to its employees.
We can review and report on your present superannuation arrangements, and offer advice and implementation support where an opportunity exists for these arrangements to be improved. Improvements can quite often be made in areas including investment and insurance options and administration arrangements.
Services provided to employer
- co-ordinate reviews and provide recommendation on default super fund
- recommend default investment and insurance for default fund
- review group insurance arrangements every three (3) years
- conduct online surveys for employees with reporting to employer
- co-ordinate and facilitate policy committee meetings (if required)
- provide web based event registration and reporting for proposed seminars
Services provided to employees
- seminars on superannuation and default fund up-dates
- educational seminars on super strategies
- tailored seminars on financial topics requested by employees
- free initial consultation when seeking financial planning advice
- discounted financial plans for all default superannuation members
- subscribed to online newsletters & articles
Superannuation is a concessionally taxed structure in which all Australians accumulate money to fund their retirement. Their are a number of possible solutions for personal superannuation depending on individual needs and circumstances. From the most simple solution such as an Industry Fund, all the way through to a more sophisticated solution such as a Self Managed Super Fund (SMSF).
For more information on corporate superannuation services for employers and/or employees please contact us.
We are specialists in structuring investment plans covering diversified asset classes. We work with a broad spectrum of investment managers to offer our clients a range of investment opportunities that can be specially selected to build a personal portfolio that suits your current financial position and future goals. All investment products are carefully selected and approved by the Madison Financial Group Investment Committee before being offered to our clients. For your financial security the Committee analyses, reviews and comments on the various investment structures that are presented to us by a wide range of providers.
Types of wealth creation investments & strategies:
- gearing strategies
- savings strategies
- tailored children education investment plans
- tax minimisation investments & strategies
- superannuation strategies
- salary packaging
Retirement planning is essential to have a comfortable retirement. We can deliver ways to accumulate retirement assets by selecting the appropriate investment solutions. We can also ensure that your retirement income is maximised by taking advantage of the concessions under taxation and social security laws.
With the new transition to retirement laws, you should seek advice many years before you retire to determine the most efficient and suited strategy to build your wealth for retirement.
Make an appointment with us today. It could make a lifetime difference.
Enjoying life is all about living for today. But it’s not always easy if you’re worried about tomorrow.
As well as building wealth, a balanced financial plan also ensures financial security by taking adequate insurance to cover death, ill health or disability – giving peace of mind to you and your family. We will ensure that your financial position is protected with the right cover and with maximum tax deductibility.
We will provide ongoing support and advice in the event of a claim to ensure that you are compensated in an accurate and timely fashion.
So, while injury and illness will never be painless, personal life insurance means you can avoid impact on your personal finances.
For more information on personal insurance options please contact us.
Have you thought about how you will pass on your business to capable hands when you’re ready to retire? Working with your business advisers, we can prepare a proper business succession plan.
You’ve shared the highs and lows of building and running a business as well as your personal ups and downs. You’ve probably shared social occasions and know each other’s spouse and children. In many ways your lives are probably entwined.
- What if something happened to you or another partner in your business?
- Could your business finances be unravelled to buy out your partner’s family for their share of the business?
- Is your business debt secured by personal guarantees over assets such as your home?
- What would you tell your business partner’s family if those personal guarantees were called in?
Now is the time to discuss the what if’s. It’s also the time to put plans in place to decide what would happen if you or another business partner suddenly left the business. To decide who would take over and how the business would be valued.
Business insurance is not just about securing the future of your business. It’s also about securing the future of those you care about and who rely on you for financial support.
For more information please contact us.
Estate Planning is a vital component in any financial plan. Careful consideration and attention needs to be taken to ensure where and how your assets will be distributed after your death, this may sound like a simple process but can be quite complex and needs specialist attention.
Successful Estate Planning ensures that the correct financial structures and arrangements are in place to protect a family’s interest in the most tax effective way possible now and in the future.
Halcyon Wealth Advisers aim to help you identify the objectives and goals of your estate plan and co-ordinate with a solicitor and/or an accountant to prepare a successful estate plan for you. There are various issues that need to be addressed when creating an Estate Plan.
Halcyon Wealth Advisers, in conjunction with suitable legal and accounting practitioners can assist with providing:
- Wills, Power of Attorney and Guardianship
- Enduring Power of Attorney’s
- Ownership of Assets and Passing of Assets
- Administration of an Estate
- Testamentary Trusts
- Estate Planning Trusts
- Tax returns of an Estate and Capital Gains Tax
- The passing of non-estate assets such as superannuation and life insurance proceeds.
- Business Succession Planning
General Advice Disclaimer
Madison Financial Group Pty Ltd (ABN 36 002 459 001) “Madison”, their officers, employees and agents make no representations or warranties with regards to the information contained on this page as it is general advice only and neither represents nor is intended to be personal advice on any particular matter.
The information on this website is general in nature and does not take into consideration your personal goals, situation and objectives. You should seek financial advice prior specific to your situation before acting on the information.
This information is current as August 2020. Madison Financial Group Pty Ltd holds an Australian Financial Services License number 246679.